The Magnolia Bank Story
Through our personal and professional service, Magnolia Bank aims to provide an excellent customer experience. We’re committed to nurturing our employees’ personal and professional growth, enhancing shareholder value, and encouraging community involvement through our time and resources.
Retirement Equity Solutions is powered by Magnolia Bank’s mortgage division, which is one of the top bank originators in the country with over $1 billion dollars in home loans annually. Magnolia Bank’s 14 locations, offer quality products and services in all 50 states. We’re dedicated to finding the right home loan for our customers through a variety of options, including Reverse Mortgages, Fixed Rate Mortgages, Adjustable-Rate Mortgages (ARM), Federal Housing Administration Loans (FHA), VA Loans, USDA Loans, Jumbo Loans, and Refinancing.
With 100 years of banking experience, Magnolia Bank has remained an independent, community bank since 1919. We’re committed to being there for our customers every step of the way.
Our Values
- Honesty and integrity – doing the right thing in all we do.
- Confidentiality – being trustworthy with personal and private information.
- Excellence and professionalism – providing accuracy, timeliness, service and compliance in our individual duties, our teamwork and our relationships.
- Customer focus – providing banking services in a personal way.
- Empower, encourage and engage – cultivating an environment for success.
- Adaptive and innovative – creating value with new ideas and continual improvements.
Retirement Equity Solutions Team
Our team believes most retirements could be enhanced through the use of a Home Equity Conversion Mortgage (HECM) or some other type of reverse mortgage. We believe that our products and services can help you to make the most of your retirement years and “Retire Better”. By assessing your individual circumstances and specific financial situation, we can show you how the use of a reverse mortgage can help you to improve your cash flow, strengthen your retirement portfolio, and give you greater peace of mind.
We take a personal approach to your individual situation and look to structure and find a product that will help you retire better. By working closely with our borrowers, we’ll find the best solution to meet your individual goals and needs.